Google Pay betting sites: deposits and withdrawals compared

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How to read this comparison

The table lists every bookmaker we cover, including those that do not list Google Pay. Each Google Pay row shows whether the bookmaker states deposits and withdrawals, its own processing time, any payment transfer time, a single figure that does not say which stage it covers, the minimum withdrawal, any fee and the conditions. All of it is operator-stated, taken from the bookmaker’s UK pages on the checked date, and none of it is a guaranteed receipt time. Only bookmakers that name Google Pay on their own pages are counted; we never assume Google Pay from Apple Pay or card support.

Google Pay at UK bookmakers

How Google Pay works for betting payments

In the UK, cards are stored in the Google Wallet app, and you use them with Google Pay in apps and on websites that offer it; Google says Wallet is free to use.³⁵³⁶ For eligible cards, Wallet creates a virtual card with a randomly generated number, and that virtual card is what the merchant receives. Only its last four digits are shown to you.³⁷

Google says it does not hold or process your money at checkout: the transaction is between the merchant and your card issuer, and Google cannot start or trace refunds or handle disputes.³⁸ Refunds for purchases go back to the payment method used at checkout and may take up to two to four weeks to appear on your statement.³⁸ That figure is about merchant refunds. Google does not describe payouts such as a bookmaker withdrawal, which follow each bookmaker’s own rules and stated times.

Google also restricts which gambling businesses can use Google Pay at all. Its developer policy allows gambling only in certain countries and for restricted integration types, and lists the United Kingdom among the countries it accepts gambling integrations from, subject to review and approval.³⁹⁴⁰ A gambling website must submit a licence showing it may offer gambling in that country.⁴⁰ Google Pay at a bookmaker therefore depends on that bookmaker’s own approved integration with Google, separate from anything it has arranged with Apple.

Apple Pay at a bookmaker does not mean Google Pay

Several bookmakers list Apple Pay on their UK pages but not Google Pay. Betfair and Paddy Power group “Debit Cards & Apple Pay” and list their other methods without Google Pay.⁴¹⁴² Betway’s list of deposit methods includes Apple Pay but no Google Pay, and so do the payment lists of LiveScore Bet, Virgin Bet and Kwiff.^43444546 QuinnBet’s terms list debit cards, Apple Pay and Open Banking, and William Hill’s UK methods page covers Apple Pay but not Google Pay.⁴⁷⁴⁸

Sky Bet has gone further and removed it. It says Google Pay and PayPal are no longer accepted across all Sky Betting and Gaming brands, while Apple Pay remains available.²⁵ Sky Bet says a customer who still has a balance must add another payment method and make a £5 deposit with it before withdrawing.²⁵ If that affects you, our guide to declined withdrawals covers what to ask.

Deposit-only Google Pay

Listing Google Pay for deposits does not mean you can withdraw with it. 10bet describes Google Pay only as a way to deposit.¹ bet365 has a Google Pay row on its UK deposit page but none on its withdrawal page, and says that where it cannot pay back to your deposit method it pays to your bank account.²⁴⁹⁵⁰ BetMGM UK names Google Pay in its depositing article but not in its payment methods table, so no limits or withdrawal details are published.³⁵¹ BoyleSports lists GooglePay among deposit methods but not withdrawal methods, and says a withdrawal requested to a non-refundable method is reprocessed to an alternative such as bank transfer.¹⁰¹¹¹²

Where Google Pay withdrawals go

Where a bookmaker states the destination, it is the card behind Google Pay:

• Coral and Ladbrokes say all withdrawals are paid directly to the card used to deposit via Google Pay, with withdrawal limits of £5 to £5,000.¹³¹⁷ Their Google Pay pages give a £5,000 maximum deposit,¹³¹⁷ which conflicts with the £2,000 cap on any single UK deposit on their deposit methods pages.¹⁴¹⁹
• Midnite says withdrawals must go back to the same card used for deposits, that credit cards are not supported via Google Pay, and that Wise and Yonder cards are not eligible for withdrawals.²⁴
• Unibet says you cannot make a Google Pay withdrawal without a previous deposit with that Google Pay card, and that limits are shown only in its cashier.³³
• Smarkets says withdrawals are received in your bank account within 1–6 business days, and that Google Pay uses a virtual account number that differs from your physical card.²⁶

Because the bookmaker records the virtual card, the number it shows may not match your plastic card. Check the last four digits of the virtual card in Google Wallet instead.³⁷ If the card behind it has expired or been replaced, see expired or replaced cards.

BetVictor and talkSPORT BET publish two different figures. Their Google Pay articles say requests are usually reviewed within 24 hours and then take 1–3 working days to arrive.⁶²⁹ Their withdrawing funds policies say Google Pay withdrawals arrive within 30 minutes of approval.⁸³¹ Matchbook, Spreadex and BetUK list Google Pay withdrawals but publish no withdrawal time for them.⁴²¹²⁷

Questions people ask

Does Google Pay charge a fee for betting payments?

Google says Google Wallet is free to use.³⁵ Unibet lists no fee for Google Pay withdrawals and says there are no extra fees for Google Pay deposits, though standard bank charges may apply.³³³⁴ Fees for each bookmaker are in the table and in withdrawal fees and limits.

Can I use a credit card through Google Pay to bet?

No. Bookmakers licensed in Great Britain must not accept credit card payments for gambling, including card payments routed through a money service business.⁵² bet365’s deposit page, for example, says you cannot deposit with a credit, pre-paid or corporate card.²

Who do I contact if a Google Pay withdrawal is missing?

The bookmaker first, then your card issuer: Google says transactions happen between the merchant and the card issuer, and that it cannot trace transactions or manage disputes.³⁸ Our guide to a pending withdrawal explains what to check before you ask.

Bookmaker guides and help pages

Each bookmaker guide lists every method, its withdrawal rules and its sources. Guides for bookmakers that confirm Google Pay withdrawals: BetUK, BetVictor, Coral, Ladbrokes, Matchbook, Midnite, Smarkets, Spreadex, talkSPORT BET and Unibet. Deposit-only or withdrawn: 10bet, bet365, BetMGM UK, BoyleSports and Sky Bet. For checks and timing, see withdrawal verification and weekends and bank holidays.