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Ladbrokes withdrawal times and payment methods

By BookiePayout editorial teamUpdated Facts checked Report a correction
Licensee
LC International Limited1234
Gambling Commission
Account 54743 · ActiveRegister status when checked, 19 October 2026
Jurisdiction
Great Britain licenceNorthern Ireland is outside Gambling Commission licensing
Products
sportsbook, casino, poker, bingo
Short answer

For Ladbrokes customers in Great Britain, the clearest figure Ladbrokes publishes is for Visa Fast Funds: on an eligible Visa debit or prepaid card, a payout typically reaches your bank account within 4 hours of the request, which is a request-to-receipt figure, and Fast Funds payouts run 24 hours a day, 7 days a week.5 More generally, Ladbrokes says all withdrawals are first approved by its internal review team in approximately up to 24 hours, Monday to Friday (operator processing), after which Fast Bank Transfer takes 2–4 business days to reach your bank (payment transfer).67 Fast Funds payouts over 2,000 GBP are liable to further manual checks and will likely miss the 4-hour target, and reversing a withdrawal is no longer available to UK customers.58 None of these is a guaranteed receipt time.

Operator-stated, checked 19 October 2026. Sources are numbered below.

Ladbrokes withdrawal times by method

Ladbrokes publishes different times for different payment methods, and sometimes for different stages. We show each stage in its own column: operator processing is Ladbrokes's own review and release; payment transfer is the bank or provider's delivery time; a single stated time is used where Ladbrokes gives one figure, labelled "request to receipt" or "stage not stated" exactly as the source allows.

  1. RequestYou ask Ladbrokes to withdraw. UK customers generally cannot cancel it once made.
  2. Ladbrokes processingUp to 24 hoursReview, checks and release by the bookmaker.
  3. Payment transfer2–4 working daysBank, card scheme or wallet delivers the money.
  4. Money arrivesYour bank or wallet may show it as pending before it clears.
Ladbrokes payment methods and withdrawal times (UK)8 methods recorded from Ladbrokes's own pages. "Not published" means we could not find the value, not that it is zero or instant.
MethodDepositsWithdrawalsOperator processingPayment transferSingle stated timeMin. / max. withdrawalFeeConditionsEvidence
Maestro91011Debit cardYesYesNot publishedNot published1–3 working daysStage not statedNot publishedmax not publishedLadbrokes does not charge any withdrawal fees.2 conditionsOperator-stated
Visa / MasterCard debit cards (Visa Fast Funds for eligible Visa cards)15610111213Debit cardYesYesNot publishedNot publishedUp to 4 hoursRequest to receiptNot publishedmax not publishedLadbrokes does not charge any withdrawal fees.4 conditionsOperator-stated
PayPal6101114YesYesUp to 24 hoursOperator processingNot publishedNot publishedNot publishedmax not publishedLadbrokes does not charge any withdrawal fees.3 conditionsOperator-stated
Apple Pay6101115YesYesUp to 24 hoursOperator processingNot publishedNot publishedNot publishedmax not publishedLadbrokes does not charge any withdrawal fees.3 conditionsOperator-stated
Google Pay6101116YesYesUp to 24 hoursOperator processingNot publishedNot published£5max £5,000Ladbrokes does not charge any withdrawal fees.3 conditionsOperator-stated
paysafecard (paysafecard account)6101117paysafecardYesYesUp to 24 hoursOperator processingNot publishedNot publishedNot publishedmax not publishedLadbrokes does not charge any withdrawal fees.2 conditionsOperator-stated
Fast Bank Transfer16718Bank transferNoYesUp to 24 hoursOperator processing2–4 working daysPayment transferNot published£5max £250,000We do not charge a transaction fee for withdrawals via Fast Bank Transfer.3 conditionsOperator-stated
Pay by Bank61019Pay by Bank (open banking)YesYesUp to 24 hoursOperator processingNot publishedNot publishedNot publishedmax not publishedNo, we don’t charge any fees for Pay by Bank transactions.3 conditionsOperator-stated

Conditions and notes. Our summary of what each operator says alongside the figures above; follow the numbered sources for the exact wording.

Maestro

  • Withdrawal to Maestro requires a successful Maestro deposit within the last six months.
  • Maestro is a debit card brand; kept separate because Ladbrokes publishes a distinct page and timing for it. The help page may be legacy content.

Visa / MasterCard debit cards (Visa Fast Funds for eligible Visa cards)

  • The 4-hour figure applies only to Visa Fast Funds: compatible Visa Debit or prepaid cards from participating UK and Irish banks, shown by a stopwatch logo when withdrawing. No withdrawal time is published for other Visa or MasterCard debit cards.
  • Fast Funds: Ladbrokes says checks typically take 'a couple of hours' before processing; payouts over 2000 GBP/EUR are liable to further manual checks and will likely not meet the 4-hour target; a currency different from the card's currency also slows payment; a limit of 5 Fast Funds withdrawals per rolling 24 hours applies; Fast Funds payouts are processed 24 hours a day, 7 days a week.
  • MasterCard withdrawals are 'currently only available to some countries' (check the cashier) and require a successful MasterCard deposit in the last 6 months.
  • Credit cards cannot be used by UK customers; debit or prepaid cards issued by a Money Service Business (e.g. Transferwise, N26, Post Office Travel Card) cannot be used to deposit.

PayPal

  • Withdrawal to PayPal requires a successful PayPal deposit within the last six months; it is then possible even if other deposit methods were also used.
  • Funds are sent to PayPal 'after our internal procedure has been completed'; no PayPal-specific withdrawal time is published.
  • New accounts that make their first deposit with PayPal have sportsbook access temporarily limited until identity verification is completed.

Apple Pay

  • The Apple Pay FAQ answers 'How long does it take to receive the money transferred into my account?' with 'within 1-3 business days' without saying whether this is deposit or withdrawal timing, so it is not recorded as a withdrawal window.
  • Apple Pay withdrawal routing (to Apple Pay or to the underlying card) is not explained; the page only says Apple Pay supports withdrawals.
  • The FAQ says Apple Pay is available for iOS on mobile web in Safari only.

Google Pay

  • Withdrawals are paid to the debit card used to deposit via Google Pay, not to Google Pay itself.
  • The Google Pay FAQ gives a maximum deposit of 5000 GBP; the UK deposit-methods page caps any single UK deposit at £2,000 on all methods.
  • Available on Android devices.

paysafecard (paysafecard account)

  • Since 14 September 2021 deposits can only be made through a paysafecard account, not with vouchers; the account name must match the Ladbrokes account name.
  • Withdrawals go to the paysafecard account after a successful paysafecard deposit, once Ladbrokes' internal procedure is complete; no time is published.

Fast Bank Transfer

  • Withdrawal only: Ladbrokes does not offer deposits by Fast Bank Transfer (a separate older FAQ describes depositing by bank transfer to account details shown in the cashier).
  • Only bank accounts registered in the same country as the Ladbrokes account can be used.
  • Withdrawals by bank transfer to international accounts attract bank charges that are met by the customer.

Pay by Bank

  • The help page URL is /payment-methods/truelayer; the provider is not named in the text.
  • The Pay by Bank FAQ gives a maximum deposit of 5 000 GBP; the UK deposit-methods page caps any single UK deposit at £2,000 on all methods.
  • Up to 3 bank accounts can be used with Pay by Bank at any time. No Pay by Bank withdrawal time or limits are published.

Ladbrokes deposit methods and where withdrawals are paid

Operator-stated, our summary Ladbrokes operates a closed loop system: where possible withdrawals are paid back to the methods used to deposit, and a withdrawal may be split across several deposit methods (for example, card deposits must be returned to the card before an e-wallet can receive the rest). Withdrawals are paid only to the registered account holder, and the payment method chosen for a withdrawal may be changed by Ladbrokes as a security precaution. Separately, UK accounts may have at most three payment methods in use across a rolling 30-day period.120212223

Ladbrokes deposit methods and limits
MethodDepositsMin. depositMax. depositWithdrawals to this method
MaestroYesNot published£2,000Yes
Visa / MasterCard debit cards (Visa Fast Funds for eligible Visa cards)YesNot published£2,000Yes
PayPalYesNot published£2,000Yes
Apple PayYesNot published£2,000Yes
Google PayYes£5£2,000Yes
paysafecard (paysafecard account)YesNot published£2,000Yes
Fast Bank TransferNoNot publishedNot publishedYes
Pay by BankYes£5£2,000Yes

Compare these methods across bookmakers: Apple Pay betting sites: deposits and withdrawals compared, Bank transfer betting sites: ordinary transfers and Pay by Bank compared, Google Pay betting sites: deposits and withdrawals compared, PayPal betting sites: withdrawal conditions compared, Paysafecard betting sites: deposits and withdrawals compared.

Ladbrokes withdrawal limits and fees

Operator-stated, our summary Ladbrokes states it does not charge withdrawal fees, and its UK terms say it does not charge for withdrawals to debit cards or by bank transfer to bank accounts, nor fees for processing deposits (third-party processors may charge their own). Bank transfers to international accounts carry bank charges paid by the customer. If the balance of an inactive account (13 months without cash bets) cannot be returned, a £3.00 monthly administration fee is charged after notice until the account is reactivated or the balance reaches zero; the fee can be reclaimed by contacting Customer Services.11124

Published minimum withdrawal: £5 for the methods that state one (see the table above).

For how limits and fees work generally, see withdrawal limits and fees explained.

Verification before a Ladbrokes withdrawal

Operator-stated, our summary UK customers must have their name, age and address verified (KYC) before they can deposit, play or withdraw. Ladbrokes aims to review uploaded documents within 36 hours. Further documents may be requested later during routine checks, and withdrawals may be restricted until requested verification is provided. The UK terms allow withdrawal only once verification checks are complete, and say delays in supplying requested information can delay withdrawals.125262728

Gambling Commission rules limit when a business can ask for information only at the point of withdrawal. Read verification and your withdrawal rights.

Pending, cancelled or declined Ladbrokes withdrawals

Operator-stated, our summary Reversing (cancelling) a requested withdrawal is not available to UK customers. All withdrawals are reviewed and must be approved by the internal review team before funds are paid, and pending withdrawals may be merged into one request. Withdrawal status can be checked in the cashier's payment history. Ladbrokes may cancel a withdrawal request in listed circumstances, such as third-party payment methods, unmet promotion terms or missing photo ID.58202829

If a withdrawal is taking longer than the stated time, work through what to check when a withdrawal is pending.

Ladbrokes withdrawals at weekends and on bank holidays

Operator-stated, our summary The internal review of withdrawals takes approximately up to 24 hours, Monday to Friday; withdrawals to debit cards are processed Monday to Sunday, and Visa Fast Funds payouts are processed 24 hours a day, 7 days a week. Ladbrokes says withdrawal times range from instant to five banking days depending on the method, that these timeframes are in addition to its internal processing time, and that the exact timeframe is shown in the cashier for each method.5630

Count working days for England and Wales, Scotland or Northern Ireland with the working-day calculator.

Lost, replaced or expired cards

Operator-stated, our summary For inactive accounts (no cash bets for 13 consecutive months), Ladbrokes tries to return the balance to the last known payment method. If that payment method has expired, or the balance is below the minimum withdrawal, the customer must deposit with a new payment method and then withdraw that deposit and the remaining balance to the new method. No general expired-card procedure for active accounts was found.124

Closed or self-excluded accounts

Operator-stated, our summary After closing an account, the customer must request withdrawal of any balance, which Ladbrokes will process subject to its rights to withhold sums; open bets stand and winnings are paid when settled. On self-exclusion, funds are returned within ten working days via the current active payment method linked to the account, and returns from open bets within ten working days of the outcome. If Ladbrokes closes an account, the balance is paid back except where illegal or prohibited activity is found; funds cannot be withdrawn while an account is suspended for investigation.131

See getting your money back after account closure or self-exclusion.

What we found in Ladbrokes's own pages

  • Fast Funds comes with conditions on the same page. Ladbrokes says checks typically take “a couple of hours” before a payout is processed, that a payout in a currency different from your card’s will not be sent as quickly, and that you can make only 5 Fast Funds withdrawals in a rolling 24-hour period.5 Its general payments answer instead puts the internal review at approximately up to 24 hours on weekdays, while saying debit card withdrawals are processed Monday to Sunday.6
  • Ladbrokes says each method’s withdrawal time, somewhere from instantly to five banking days, is displayed under the payment method when you withdraw and in your payment history, and that these timeframes are additional to its internal processing.30 Those figures sit behind a login, so for PayPal, paysafecard, Pay by Bank, Apple Pay, Google Pay and cards outside Fast Funds the help centre gives only the review stage.
  • The Maestro page still describes withdrawals: after a Maestro deposit in the last six months, funds are credited to the card in 1–3 business days (3–5 for non-UK customers).9 It does not say whether that period starts at the request or after approval, so we show it as a single figure with the stage not stated.
  • The Apple Pay page confirms withdrawals are supported but not where the money goes. Its only timing, 1–3 business days, sits under the question “How long does it take to receive the money transferred into my account?”,15 which the Google Pay page answers with “instantly”;16 neither says whether it means deposits or withdrawals, so we do not show it as a withdrawal time.
  • Two Ladbrokes method pages, Google Pay and Pay by Bank, quote a 5,000 GBP maximum deposit,1619 which is higher than the £2,000 that the UK deposit-methods page allows for any single deposit, whatever the method.10 Our table records the lower UK limit.
  • A withdrawal may not land where you asked. Ladbrokes says its Financial Service Department may modify withdrawals as an internal security precaution,23 the closed loop system can split one withdrawal across the methods you deposited with,20 and Google Pay withdrawals are paid to the card used for the Google Pay deposit.16
  • On inactive accounts (13 consecutive months without cash bets), the UK terms allow a £3.00 monthly fee “after at least 30 days’ advance notification” if the balance cannot be returned,1 while the UK inactivity help page says the fee starts “after 30 days of being inactive”, following notification.24 The help page adds that these fees can be reclaimed by contacting Customer Services.24

Contacting Ladbrokes and making a complaint

Ladbrokes names IBAS as its alternative dispute resolution (ADR) provider132. You can usually go to ADR only after Ladbrokes's own complaints process has finished or 8 weeks have passed.

Our guide to complaining about a delayed payout explains each step. BookiePayout cannot see your account or resolve disputes.

Sources

Each number links to the page we checked. We keep a dated copy of every source for our records; the operator's live page may have changed since.

  1. General Terms and Conditions (UK) Ladbrokes (LC International Limited), 2 Who We Are; 9 Depositing and Withdrawing Funds; 12 Safer Gambling; 13 Closing Your Own Account; 14 Inactive Accounts; 25 Disputes and Complaints. checked 19 October 2026.
  2. LC International Limited - Licence summary Gambling Commission, Licence summary. checked 19 October 2026.
  3. LC International Limited - Trading names Gambling Commission, Trading names. checked 19 October 2026.
  4. LC International Limited - Domain names Gambling Commission, Domain names. checked 19 October 2026.
  5. Visa Fast Funds Ladbrokes, Payments > Withdrawal. checked 19 October 2026.
  6. I have requested a withdrawal, but the amount has not been transferred yet. Ladbrokes, Payments FAQs. checked 19 October 2026.
  7. Fast Bank Transfer Frequently Asked Questions Ladbrokes, Payment Methods > Bank Transfer. checked 19 October 2026.
  8. I have requested a withdrawal, but now I want to return the money to my account Ladbrokes, Payments FAQs. checked 19 October 2026.
  9. Maestro Frequently Asked Questions Ladbrokes, Payment Methods > Maestro. checked 19 October 2026.
  10. Deposit Methods Ladbrokes, Payments > Deposit Methods. checked 19 October 2026.
  11. What are the fees for a withdrawal? Ladbrokes, Payments FAQs. checked 19 October 2026.
  12. Visa Card Frequently Asked Questions Ladbrokes, Payment Methods > Visa. checked 19 October 2026.
  13. MasterCard Frequently Asked Questions Ladbrokes, Payment Methods > MasterCard. checked 19 October 2026.
  14. PayPal Frequently Asked Questions Ladbrokes, Payment Methods > PayPal. checked 19 October 2026.
  15. ApplePay Frequently Asked Questions Ladbrokes, Payment Methods > Apple Pay. checked 19 October 2026.
  16. Google Pay Frequently Asked Questions Ladbrokes, Payment Methods > Google Pay. checked 19 October 2026.
  17. Paysafecard e-Wallet Frequently Asked Questions Ladbrokes, Payment Methods > paysafecard. checked 19 October 2026.
  18. What is your account information if I need to make a bank transfer (for a deposit to my Ladbrokes account)? Ladbrokes, Payments FAQs. checked 19 October 2026.
  19. Pay by Bank Frequently Asked Questions Ladbrokes, Payment Methods > Pay by Bank. checked 19 October 2026.
  20. What is the Withdrawal Procedure? Ladbrokes, Payments > Withdrawal. checked 19 October 2026.
  21. Why am I being requested to withdraw across multiple payment methods? Ladbrokes, Payments > Withdrawal. checked 19 October 2026.
  22. What is the payment method limit? Ladbrokes, Payments FAQs. checked 19 October 2026.
  23. Why was the payment method of my withdrawal request changed? Ladbrokes, Payments FAQs. checked 19 October 2026.
  24. Does Ladbrokes charge inactivity fees? (UK) Ladbrokes, Account > Inactive accounts. checked 19 October 2026.
  25. Why do I need to verify my identity? (United Kingdom) Ladbrokes, Account Verification > United Kingdom. checked 19 October 2026.
  26. How do I verify my identity? (United Kingdom) Ladbrokes, Account Verification > United Kingdom. checked 19 October 2026.
  27. Any questions? We can answer some of the major issues here. (United Kingdom) Ladbrokes, Account Verification > United Kingdom. checked 19 October 2026.
  28. Why was my request for withdrawal cancelled? Ladbrokes, Payments FAQs. checked 19 October 2026.
  29. How can I check the status of my withdrawal? Ladbrokes, Payments > Withdrawal. checked 19 October 2026.
  30. How do I find out the timeframes of my withdrawal? Ladbrokes, Payments > Withdrawal. checked 19 October 2026.
  31. How can I close/block my account? Ladbrokes, Account > Opening, closing and reopening. checked 19 October 2026.
  32. Bingo Contact Us / Opt-Out from Winner Feed Display Ladbrokes, Bingo > Contact Us. checked 19 October 2026.