Apple Pay betting sites: deposits and withdrawals compared

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How to read this comparison

The table lists every bookmaker we cover, including the ones that do not list Apple Pay. Each Apple Pay row shows whether the bookmaker states deposits and withdrawals, its own processing time, the payment transfer time, any single figure that does not say which stage it covers, the minimum withdrawal, fees and conditions. Every figure is operator-stated, from the bookmaker’s UK pages on the checked date, and is not a guaranteed receipt time. Stages a bookmaker does not publish show as “not published”, never as instant.

Apple Pay at UK bookmakers

How Apple Pay works for betting payments

Apple Pay lets you pay with a credit or debit card stored in the Wallet app on an iPhone, Apple Watch, Mac or iPad, in apps and on websites that offer it.⁶²⁶³ You need a supported card from a participating card issuer, and Apple says it is not a bank: the card is provided by your issuer.⁶³⁶⁴ When you add a card, your issuer creates a device-specific Device Account Number, and that number, not your card number, is what the website receives.⁶⁴ Apple says transactions stay between you, the merchant and your card issuer.⁶⁴

Apple’s own pages describe refunds of purchases: a refund goes back to the payment card automatically but may take several days to show on your statement.⁶⁵ They do not describe payouts such as a bookmaker withdrawal, so where that money goes is set by each bookmaker. The Gambling Commission notes that some betting sites accept digital payment services such as Apple Pay and says the company should tell you about any minimum deposit limits or fees.⁶⁶

Which card an Apple Pay withdrawal goes to

Where bookmakers explain it, the money goes to the card behind Apple Pay, not to an Apple balance:

• Only a card you have deposited from through Apple Pay. Betfair, Paddy Power and Sky Bet say you can withdraw via Apple Pay only to a card you have previously used for an Apple Pay deposit on that account.⁶⁴³⁴⁷ Unibet says the same and adds that you must be using an iPhone or iPad.⁵⁶ Midnite says withdrawals must go to the same card used for deposits.⁴¹
• The card, or bank transfer where that is not possible. bet365 pays Apple Pay withdrawals back to the card used to deposit where possible, and by bank transfer where it cannot.² Kwiff says Apple Pay winnings go back to your connected UK debit card.³⁰
• Withdrawals supported, route not explained. Coral and Ladbrokes say Apple Pay supports withdrawals but do not say where the money is paid.²⁶³¹ Betway describes Apple Pay as a wallet for deposits and withdrawals without saying more.¹⁸
• Deposits only, as far as published. 10bet lists Apple Pay for deposits but not among its withdrawal methods, and QuinnBet lists it as a deposit method without saying whether you can withdraw with it.¹⁴⁵

One practical point the bookmaker pages rarely make: the card number a bookmaker records through Apple Pay is not the number on your physical card. Apple says the merchant may use the Apple Pay card number, and you can see its last four digits in Wallet.⁶⁵ Smarkets’ payment page also notes that Apple Pay creates a device account number that differs from your physical card digits.⁴⁹ When you check which card received a withdrawal, compare the last four digits in Wallet, not on the plastic card. If the card behind Apple Pay has been replaced, see expired or replaced cards.

Which cards can sit behind Apple Pay

The Gambling Commission’s credit card ban covers credit cards used through an e-wallet,⁶⁶ and bookmakers apply it to Apple Pay. William Hill says depositing by credit card or money service through Apple Pay is not allowed in the UK, and Midnite says credit cards cannot be used via Apple Pay.⁴¹⁶¹

Beyond credit cards, the rules differ. bet365 says you cannot deposit with a credit, pre-paid or corporate card, including through Apple Pay.⁴ Paddy Power, by contrast, names prepaid cards: it says withdrawals to an eligible Visa Debit or prepaid card, including one linked to Apple Pay, can take up to 2 hours in some cases.⁴⁴ Midnite says Wise and Yonder cards are not eligible for withdrawals.⁴¹ BetVictor says payment methods must be in your own name and that corporate or business accounts are not accepted.¹⁴ Device and browser limits apply too: Coral and Ladbrokes say Apple Pay is available on iOS mobile web in Safari only, and Unibet asks you to use Safari to deposit.²⁶³¹⁵⁷

Where bookmakers’ own pages disagree

• BetVictor and talkSPORT BET. Their Apple Pay articles say withdrawal requests are usually reviewed within 24 hours and then take 1–3 working days to reach your account.¹⁴⁵² Their withdrawing funds policies say Apple Pay withdrawals arrive within 30 minutes of approval.¹⁶⁵⁴
• bet365. The withdrawal table shows Apple Pay as “Instant”, while its “Where is my withdrawal?” page says card and Apple Pay withdrawals can take up to 2 banking days to reach your bank account.²³
• Coral and Ladbrokes. Their Apple Pay FAQs answer “How long does it take to receive the money transferred into my account?” with 1–3 business days, without saying whether that is a deposit or a withdrawal.²⁶³¹ We do not treat it as a withdrawal time.

We show the figures as published. If the difference matters to you, ask the bookmaker in writing which applies and keep its answer.

Questions people ask

Is an Apple Pay withdrawal the same as a card withdrawal?

In practice, often yes: the money lands on the same card. bet365 groups “card and Apple Pay withdrawals” together when it describes the bank’s part of the wait.³ Kwiff says Apple Pay winnings go back to your connected debit card within 30 minutes.³⁰ Compare routes across methods in fast withdrawals compared.

Does Apple Pay charge a fee for betting payments?

Apple’s UK pages we checked do not mention a fee for paying with Apple Pay. Bookmakers that mention fees say they do not charge: BetVictor and talkSPORT BET say they do not charge for deposits or withdrawals, Unibet lists no fee for Apple Pay withdrawals, and BetMGM UK says it charges none but that your bank or payment provider may.^10175556

Why can I not withdraw to Apple Pay when I deposited with it?

Check whether the bookmaker supports Apple Pay withdrawals at all (see the table), whether the card in Wallet is the one you deposited with, and whether its closed-loop rule is sending the money elsewhere first. LiveScore Bet, for example, pays withdrawals first to each method with positive net deposits over the last six months.⁶⁷ Our guide to declined withdrawals covers what to ask.

Bookmaker guides and help pages

Each bookmaker guide lists every method, its withdrawal rules and its sources. Guides mentioned on this page: bet365, Betfair, BetVictor, Betway, Coral, Kwiff, Ladbrokes, Midnite, Paddy Power, Sky Bet, talkSPORT BET, Unibet and William Hill. For delays, see pending withdrawals and weekends and bank holidays; for checks, see withdrawal verification. Google Pay is a separate method with its own support: see Google Pay betting sites.