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Working-day calculator for withdrawals

By BookiePayout editorial teamUpdated Facts checked Report a correction
Short answer

Enter the date you asked for a withdrawal and the number of working days the bookmaker states, and the calculator counts forward, skipping weekends and the bank holidays for England and Wales, Scotland or Northern Ireland. The result is a count of days, not a promise of payment.

A paper wall calendar with a few dates circled in green pencil
Illustration

The calculator needs JavaScript. Without it, you can count days using the bank holiday table further down this page: skip Saturdays, Sundays and the bank holidays for your part of the UK.

How the count works

  • Working days are Monday to Friday, excluding the bank holidays published on GOV.UK for the part of the UK you choose.1
  • Counting starts the day after your request unless you tick the box to count the request day. “Within 3 working days” of a Friday request, for example, usually means by the following Wednesday.
  • Calendar days count every day, including weekends and bank holidays.
  • Where your bank is decides which bank holidays apply: Scotland and Northern Ireland have bank holidays that England and Wales do not, such as 2 January in Scotland and St Patrick’s Day in Northern Ireland.1

Examples

  • A bookmaker states “up to 3 working days” and you request a withdrawal on Friday 18 December 2026 with an English bank. Christmas Day (Friday 25 December) and the Boxing Day substitute (Monday 28 December) are bank holidays, but they fall after the count ends: the third working day is Wednesday 23 December 2026.
  • The same request with “up to 5 working days” skips the weekend, Christmas Day and the Boxing Day substitute, and lands on Tuesday 29 December 2026.1
  • A request on Friday 1 January 2027 in Scotland with “2 working days” skips the substitute bank holiday on Monday 4 January, so the count ends on Wednesday 6 January 2027.1

Limitations

  • Bookmakers and banks decide their own processing days. Some count from when they approve a withdrawal, not from your request; some run fast payouts at weekends. Check what the bookmaker says in its guide.
  • Bank holiday dates come from GOV.UK’s published list, which currently runs to the end of 2028. The calculator warns you if a count goes beyond that.
  • A calculated date is not a commitment by any bookmaker or bank. If money has not arrived by then, see what to check when a withdrawal is pending.

UK bank holidays

UK bank holidays from 19 October 2026 to 31 December 2027From GOV.UK's published lists1. Weekends are not shown; they are never working days.
DateEngland and WalesScotlandNorthern Ireland
St Andrew’s DayWorking dayBank holidayWorking day
Christmas DayBank holidayBank holidayBank holiday
Boxing DayBank holidayBank holidayBank holiday
New Year’s DayBank holidayBank holidayBank holiday
2nd JanuaryWorking dayBank holidayWorking day
St Patrick’s DayWorking dayWorking dayBank holiday
Good FridayBank holidayBank holidayBank holiday
Easter MondayBank holidayWorking dayBank holiday
Early May bank holidayBank holidayBank holidayBank holiday
Spring bank holidayBank holidayBank holidayBank holiday
Battle of the Boyne (Orangemen’s Day)Working dayWorking dayBank holiday
Summer bank holidayWorking dayBank holidayWorking day
Summer bank holidayBank holidayWorking dayBank holiday
St Andrew’s DayWorking dayBank holidayWorking day
Christmas DayBank holidayBank holidayBank holiday
Boxing DayBank holidayBank holidayBank holiday

Sources

Each number links to the page we checked. We keep a dated copy of every source for our records; the operator's live page may have changed since.

  1. UK bank holidays GOV.UK. checked 19 October 2026.